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NSFR Calculator.

Calculate the net stable funding ratio from available and required stable funding.

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NSFR: 120.00%

NSFR

120.00%

FAQs

How does the nsfr calculator work?

Enter the requested values to receive a deterministic result. No live market, tax, or jurisdiction data is inferred.

Cite this calculator

Canonical URL: https://mathify.one/ru/finance/nsfr

Cite as: Mathify. (2026). Калькулятор: NSFR. https://mathify.one/ru/finance/nsfr

Use Cases

Regulatory Compliance Assessment

Banks and financial institutions can use this calculator to quickly assess their NSFR and ensure they meet the minimum regulatory requirement of 100%.

Example: A bank with $500 million in available stable funding and $450 million in required stable funding would have an NSFR of 111.1%.

Liquidity Risk Management

Treasury and risk management teams can evaluate the impact of different funding strategies on the NSFR, helping to optimize the funding mix and reduce liquidity risk.

Example: Comparing the NSFR under different scenarios of long-term vs. short-term funding.

Frequently Asked Questions

What is the Net Stable Funding Ratio (NSFR)?
The NSFR is a liquidity standard introduced by the Basel Committee on Banking Supervision. It requires banks to maintain a stable funding profile relative to their assets and off-balance-sheet activities. The ratio is calculated as available stable funding divided by required stable funding, and the minimum requirement is 100%.
How is the NSFR calculated?
The NSFR is calculated by dividing the available stable funding (ASF) by the required stable funding (RSF). ASF includes capital, liabilities, and other funding sources with a maturity of one year or more. RSF is the amount of stable funding required based on the liquidity characteristics of assets and off-balance-sheet exposures. The result is expressed as a percentage.
What does an NSFR above 100% indicate?
An NSFR above 100% indicates that the bank has more stable funding than required, meaning it is well-positioned to withstand liquidity stress over a one-year horizon. A ratio below 100% suggests a potential shortfall in stable funding, which may require adjustments to funding sources or asset composition.

Tips & Common Mistakes

Tips

  • Ensure that the values for available and required stable funding are based on the latest regulatory definitions and include all relevant components.
  • Use consistent units (e.g., dollars) for both inputs to avoid calculation errors.
  • Regularly monitor your NSFR to identify trends and proactively address potential shortfalls.
  • Consider the impact of off-balance-sheet items and contingent liabilities when determining required stable funding.

Common Mistakes to Avoid

  • Using incorrect or outdated regulatory factors for assigning stable funding weights to assets and liabilities.
  • Mixing different currencies or units without proper conversion, leading to inaccurate ratio results.
  • Forgetting to include all funding sources and asset categories, which can understate or overstate the NSFR.

Last updated: August 13, 2026