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加薪、奖金与实得工资对比.
计算加薪后每月实得工资的差额、奖金增加额以及年度总收入增长
此计算器尚未完全翻译——部分文本以英文显示。
输入数值
输入时结果会更新。
Current Compensation
Proposed Compensation / Raise
使用方法
Gross vs. Net Take-Home Increase: A salary increase or job offer increases your top-line gross income, but your actual take-home paycheck depends on your marginal tax bracket, payroll taxes (FICA/Medicare), and benefit withholdings.
Comparing Salary vs. Hourly: Converting hourly rate increases to annual income assumes a standard 2,080-hour work year (40 hours/week × 52 weeks).
相关计算器
Cite this calculator
Canonical URL: https://mathify.one/zh/finance/pay-raise
Cite as: Mathify. (2026). 加薪、奖金与实得工资对比. https://mathify.one/zh/finance/pay-raise
Use Cases
Evaluate a job offer
Compare your current salary and bonus with a new offer to see the real monthly take-home difference after taxes, helping you decide if the move is financially worthwhile.
Example: Current: $70,000 + 5% bonus; New: $80,000 + 10% bonus; tax rate 25% → see monthly increase.
Plan for a raise
Understand how a salary increase or bonus change affects your monthly budget and annual gross income, so you can adjust savings or spending accordingly.
Example: Raise from $60,000 to $65,000 with same bonus → see monthly take-home change.
Frequently Asked Questions
- How does this calculator determine my monthly take-home change?
- It subtracts your estimated total tax and withholding rate from your annual gross income (salary plus bonus) for both current and new packages, then divides by 12 to get monthly take-home. The difference shows your monthly change.
- What is the bonus impact shown in the results?
- The bonus impact is the after-tax difference in your annual bonus between the current and new job, calculated by applying your estimated tax rate to the bonus amounts. It shows how much your bonus change contributes to your total take-home.
- Can I use this calculator for hourly rates?
- Yes, you can enter either an annual salary or an hourly rate in the salary fields. The calculator treats the entered amount as your annual gross income, so if you enter an hourly rate, ensure it's converted to an annual figure for accurate results.
Tips & Common Mistakes
Tips
- Enter your estimated total tax and withholding rate as accurately as possible, including federal, state, and local taxes, to get a realistic take-home figure.
- If you receive a bonus, remember that bonuses are often taxed at a higher rate; your estimated rate should reflect your overall tax situation.
- Use this calculator to compare multiple job offers side by side by entering different new salary and bonus combinations.
- Consider that your take-home pay may also be affected by benefits deductions, which are not included in this calculator.
Common Mistakes to Avoid
- Forgetting to include the bonus percentage when calculating annual gross income, leading to an underestimated take-home change.
- Using a tax rate that is too low or too high, which can significantly skew the monthly take-home difference.
- Entering hourly rates without converting to annual salary, causing incorrect comparisons.
Last updated: August 13, 2026