金融
裁员生存计算器
评估您的跑道，对您的现金计划进行压力测试，并采取实际的后续步骤
常见问题
How is personal runway calculated?
Runway is calculated as available liquidity divided by monthly net burn rate. Net burn is monthly obligations minus side income.
What should my emergency fund target be?
A common target is 6 months of essential expenses. If you have dependents or variable income, consider increasing that buffer.
Can this replace professional financial advice?
No. This tool is for planning and budgeting support. For legal, tax, or investment decisions, consult a qualified professional.
How to Use the Layoff Survival Calculator
Find out how many months your emergency fund can cover your expenses.
- Enter your liquid savings.
- Enter your essential monthly expenses.
- Add any severance or unemployment income.
- See how long your runway lasts.
Runway Formula
Months of Runway
How long savings last after accounting for any income.
Example:
Input: $30,000 savings, $4,000 expenses, $1,000 benefits
Calculation: 30,000 / 3,000
Result: 10 months
Real-World Use Cases
Job Loss Planning
Know your buffer before making big decisions.
Emergency Fund Sizing
Check whether you have the recommended 3–6 months saved.
Tips
Tips
- Aim for 3–6 months of essential expenses.
- Cut to essentials-only spending to extend your runway.