金融
通胀计算器
考虑通胀的现值与终值
How to Use the Inflation Calculator
See how inflation erodes purchasing power over time.
- Enter an amount.
- Enter the average annual inflation rate.
- Enter the number of years.
- See the future cost and the real value of today's money.
Inflation Formula
Future Cost
Future = Present × (1 + i)ⁿ
i is the annual inflation rate, n is years.
Example:
Input: $1,000 at 3% for 10 years
Calculation: 1,000 × 1.03¹⁰
Result: ≈ $1,343.92
Real-World Use Cases
Retirement Planning
Estimate how much income you'll need decades from now.
Salary Negotiation
Check whether a raise beats inflation.
Tips
Tips
- Investments need to beat inflation to grow real wealth.
- Use a long-run average rate, not a single volatile year.
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