Finance

Instant, private, and free

Gratuity Calculator.

Estimate gratuity from salary and years of service using the stated convention.

On-device calculationNo signup
01

Set your values

Results update as you type.

Estimated gratuity: $28,846.15

Estimated gratuity

$28,846.15

FAQs

How does the gratuity calculator work?

Enter the requested values to see a deterministic result. Assumptions are explicit and no live market or tax data is fetched.

Cite this calculator

Canonical URL: https://mathify.one/zh/finance/gratuity

Cite as: Mathify. (2026). 计算器: Gratuity. https://mathify.one/zh/finance/gratuity

Use Cases

Plan your retirement finances

Estimate the gratuity you'll receive after completing a certain number of years with your employer. This helps in planning your post-retirement budget and investments.

Example: If your last drawn basic + DA is ₹50,000 and you've completed 20 years, your gratuity would be ₹5,76,923.

Negotiate your exit package

When leaving a job, use the calculator to know the minimum gratuity you're entitled to. This can be a reference point during resignation or retirement discussions.

Example: Check if your employer's offered gratuity matches the formula-based estimate.

Frequently Asked Questions

How is gratuity calculated using the 15/26 formula?
The formula is: Gratuity = (Last drawn basic salary + Dearness Allowance) × 15/26 × Number of completed years of service. The factor 15/26 represents 15 days of salary for each completed year, with a month considered as 26 working days.
What is the maximum gratuity amount I can receive?
Under the Payment of Gratuity Act, 1972, the maximum gratuity payable is ₹20 lakh. Any amount above this is considered ex-gratia and is not tax-exempt. This calculator estimates the amount based on the formula, but the actual payout may be capped.
Is gratuity taxable?
Gratuity received by government employees is fully tax-exempt. For non-government employees, the least of the following is exempt: actual gratuity received, ₹20 lakh, or the amount calculated using the 15/26 formula. Any excess is taxable.

Tips & Common Mistakes

Tips

  • Ensure you input your last drawn basic salary and dearness allowance, not gross salary, as the formula uses these components.
  • Only completed years of service count. If you've worked 10 years and 11 months, it's considered 10 years for gratuity calculation.
  • The 15/26 formula assumes 26 working days in a month. This is a standard used under the Gratuity Act.
  • Remember that the maximum gratuity payable is ₹20 lakh. If your calculation exceeds this, the actual amount will be capped.

Common Mistakes to Avoid

  • Using gross salary instead of basic salary plus dearness allowance, which overestimates the gratuity amount.
  • Rounding up years of service. Only completed years are considered; fractions are ignored.
  • Forgetting the ₹20 lakh cap, leading to an unrealistic expectation of a higher payout.

Last updated: August 13, 2026