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计算器: APY vs APR.

使用计算器: APY vs APR,根据输入获得清晰实用的结果。

此计算器尚未完全翻译——部分文本以英文显示。

设备端计算无需注册
01

输入数值

输入时结果会更新。

Quoted APR: 6.000%

Quoted APR

0.000%
Effective APY: 6.168%

Effective APY

0.000%
APY − APR: 0.168 percentage points

APY − APR

0.000percentage points

使用方法

APR is treated as the nominal rate you enter. Fees, taxes, minimum balances, and lender-specific disclosure rules are not inferred.

常见问题

Does this include lender fees?

No. It compares the entered nominal APR with its compounding-derived effective annual yield and does not infer fees or jurisdictional disclosure rules.