How does the Layoff Survival Calculator estimate my cash runway?

The calculator uses your inputs to estimate how long your savings and income sources will last during a layoff. It considers your monthly expenses, available cash, and any severance or unemployment benefits you expect to receive, providing a personalized runway estimate.

What should I include in my monthly expenses?

Include all essential and non-essential spending: rent/mortgage, utilities, groceries, transportation, insurance, debt payments, and discretionary items. Be thorough to get an accurate runway estimate. The calculator helps you see how long your funds will last based on your total monthly outflow.

Can this calculator help me create a layoff action plan?

Yes. Based on your inputs, the calculator provides a runway estimate and suggests steps to extend your runway, such as reducing expenses or identifying additional income sources. It's a practical tool to guide your financial planning during a layoff.

Финансы

Мгновенно, конфиденциально и бесплатно

Калькулятор выживания при увольнении.

15 окт. 2026 г.

Оцените свою взлетно-посадочную полосу, проведите стресс-тестирование своего денежного плана и приготовьтесь к практическим следующим шагам.

Расчёт на устройствеБез регистрации

Введите значения

Результаты обновляются во время ввода.

02 / ОТВЕТ

Ежемесячные обязательства

Ежемесячные расходы на жизнь

Ежемесячные выплаты по долгу

Доступные ресурсы

Текущая экономия жидкости

Ожидаемое выходное пособие

Ежемесячный дополнительный доход

Семья

Иждивенцы

Оценка

Отличный

8.6взлетно-посадочная полоса

Счет: 85/100

0 мес.6 мес.12 мес.

Ежемесячный чистый сжигание

3 500 $

помесячно

Дефицит чрезвычайного фонда

0 $

излишек

План действий

1Сократите ежемесячный отток примерно до 4 000 $ и приостановите второстепенные подписки.

2Нацельтесь на дополнительный ежемесячный доход не менее 700 $ для расширения взлетно-посадочной полосы.

3Закройте дефицит резервного фонда в размере 0 $, выполняя еженедельные этапы накопления.

4Сначала позвоните кредиторам, чтобы договориться о ставках или временном облегчении долга под высокие проценты.

5Отслеживайте взлетно-посадочную полосу, заявки, собеседования и расход денег каждую неделю.

План действий по искусственному интеллекту

Используйте искусственный интеллект, чтобы создать персональный шестиэтапный план выживания на основе ваших текущих цифр.

Cite this calculator

Canonical URL: https://mathify.one/ru/finance/layoff-survival

Updated 15 окт. 2026 г.

Cite as: Mathify. (2026). Калькулятор выживания при увольнении. https://mathify.one/ru/finance/layoff-survival

Use Cases

Assess your financial resilience

Quickly see how many months you can cover expenses with your current savings and expected income, helping you gauge your financial cushion.

Example: Enter your savings, monthly expenses, and expected severance to see your runway.

Plan your job search timeline

Use the runway estimate to set a realistic job search deadline and prioritize actions to extend your runway if needed.

Example: If your runway is 3 months, you know to intensify your job search and cut non-essential spending.

Frequently Asked Questions

How does the Layoff Survival Calculator estimate my cash runway?: The calculator uses your inputs to estimate how long your savings and income sources will last during a layoff. It considers your monthly expenses, available cash, and any severance or unemployment benefits you expect to receive, providing a personalized runway estimate.
What should I include in my monthly expenses?: Include all essential and non-essential spending: rent/mortgage, utilities, groceries, transportation, insurance, debt payments, and discretionary items. Be thorough to get an accurate runway estimate. The calculator helps you see how long your funds will last based on your total monthly outflow.
Can this calculator help me create a layoff action plan?: Yes. Based on your inputs, the calculator provides a runway estimate and suggests steps to extend your runway, such as reducing expenses or identifying additional income sources. It's a practical tool to guide your financial planning during a layoff.

Tips & Common Mistakes

Tips

List all income sources you expect during layoff, including severance, unemployment benefits, and any side gigs.
Be realistic about your monthly expenses—overestimating is safer than underestimating.
Review your runway monthly and adjust your plan as your situation changes.
Use the calculator to test different scenarios, like reducing expenses or taking on part-time work.

Common Mistakes to Avoid

Forgetting to include irregular expenses like annual insurance premiums or car maintenance.
Assuming unemployment benefits will start immediately—account for a waiting period.
Not updating your expenses after a layoff, as some costs may decrease (e.g., commuting).

Last updated: August 13, 2026