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Mathify

Finance

Instantané, privé et gratuit

Calculateur de survie en cas de licenciement.

Estimez votre parcours, testez votre plan de trésorerie et découvrez les prochaines étapes pratiques

Calcul sur l'appareilSans inscription
01

Saisissez vos valeurs

Les résultats se mettent à jour pendant la saisie.

Obligations mensuelles

Ressources disponibles

Ménage

A
Qualité
Qualité A
8.6Piste

Score: 85/100

0 mois6 mois12 mois

Brûlure nette mensuelle

3 500 $US

par mois

Déficit du fonds d’urgence

0 $US

Excédent

Plan d'action

1Réduisez les sorties mensuelles à environ 4 000 $US et suspendez les abonnements non essentiels.
2Ciblez au moins 700 $US de revenu mensuel supplémentaire pour prolonger la piste.
3Comblez votre déficit de fonds d'urgence de 0 $US avec des étapes d'épargne hebdomadaires.
4Appelez d’abord les prêteurs pour négocier les taux ou un allègement temporaire des dettes à taux d’intérêt élevé.
5Suivez le parcours, les candidatures, les entretiens et la consommation d'argent chaque semaine.

Plan d'action sur l'IA

Utilisez l'IA pour générer un plan de survie personnalisé en 6 étapes à partir de vos chiffres actuels.

Cite this calculator

Canonical URL: https://mathify.one/fr/finance/layoff-survival

Cite as: Mathify. (2026). Calculateur de survie en cas de licenciement. https://mathify.one/fr/finance/layoff-survival

Use Cases

Assess your financial resilience

Quickly see how many months you can cover expenses with your current savings and expected income, helping you gauge your financial cushion.

Example: Enter your savings, monthly expenses, and expected severance to see your runway.

Plan your job search timeline

Use the runway estimate to set a realistic job search deadline and prioritize actions to extend your runway if needed.

Example: If your runway is 3 months, you know to intensify your job search and cut non-essential spending.

Frequently Asked Questions

How does the Layoff Survival Calculator estimate my cash runway?
The calculator uses your inputs to estimate how long your savings and income sources will last during a layoff. It considers your monthly expenses, available cash, and any severance or unemployment benefits you expect to receive, providing a personalized runway estimate.
What should I include in my monthly expenses?
Include all essential and non-essential spending: rent/mortgage, utilities, groceries, transportation, insurance, debt payments, and discretionary items. Be thorough to get an accurate runway estimate. The calculator helps you see how long your funds will last based on your total monthly outflow.
Can this calculator help me create a layoff action plan?
Yes. Based on your inputs, the calculator provides a runway estimate and suggests steps to extend your runway, such as reducing expenses or identifying additional income sources. It's a practical tool to guide your financial planning during a layoff.

Tips & Common Mistakes

Tips

  • List all income sources you expect during layoff, including severance, unemployment benefits, and any side gigs.
  • Be realistic about your monthly expenses—overestimating is safer than underestimating.
  • Review your runway monthly and adjust your plan as your situation changes.
  • Use the calculator to test different scenarios, like reducing expenses or taking on part-time work.

Common Mistakes to Avoid

  • Forgetting to include irregular expenses like annual insurance premiums or car maintenance.
  • Assuming unemployment benefits will start immediately—account for a waiting period.
  • Not updating your expenses after a layoff, as some costs may decrease (e.g., commuting).

Last updated: August 13, 2026