Finance
Instant, private, and free
Savings Goal Calculator.
Calculate the monthly contribution required to reach a future savings target
On-device calculationNo signup
01
Set your values
Results update as you type.
02 / ANSWER
FAQs
How much should I save each month to hit my target?
Use your goal amount, current savings, timeline, and expected return to calculate the required monthly contribution.
How to Use the Savings Goal Calculator
- Enter your target amount.
- Enter current savings and expected annual return.
- Set the number of years to goal.
- Use the required monthly contribution output for planning.
Savings Goal Formula
Future Value of Current Savings
FV = PV × (1 + r)^n
Required Monthly Contribution
PMT = Remaining goal × r / ((1 + r)^n - 1)
Use Cases
Emergency fund
Build 6-12 months of expense coverage.
Down payment planning
Back-solve monthly savings for home purchase targets.
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