Finance
Net Worth Calculator
Calculate your total net worth by tracking assets and liabilities
FAQs
What is net worth?
Net worth is the total value of your assets minus your liabilities. A positive net worth means you own more than you owe.
What is a good debt-to-asset ratio?
A ratio below 0.5 (50%) is generally considered healthy, meaning you have more assets than debts.
How to Use the Net Worth Calculator
Add up what you own and subtract what you owe to find your net worth.
- List your assets (cash, investments, property, vehicles).
- List your liabilities (loans, credit cards, mortgages).
- See your total net worth.
- Track it over time to measure progress.
Net Worth Formula
Net Worth
Net Worth = Total Assets − Total Liabilities
A positive number means you own more than you owe.
Example:
Input: $300,000 assets − $180,000 debts
Calculation: 300,000 − 180,000
Result: $120,000
Real-World Use Cases
Financial Check-Up
A single number that summarizes your finances.
Goal Tracking
Watch net worth grow as you save and pay down debt.
Tips
Tips
- Update quarterly to spot trends.
- Use conservative values for illiquid assets like property.
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