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Miet-Erschwinglichkeitsrechner.
Berechnen Sie, wie viel Miete Sie sich basierend auf Einkommen und Ausgaben leisten konnen
Werte eingeben
Ergebnisse werden während der Eingabe aktualisiert.
30%-Regel: Geben Sie nicht mehr als 30% des Bruttoeinkommens fur Miete aus.
Vermieter verlangen typischerweise ein Einkommen von 2,5-3x der Monatsmiete.
Richtlinien zur Miet-Erschwinglichkeit
So geht's
30%-Regel: 30%-Regel: Geben Sie nicht mehr als 30% des Bruttoeinkommens fur Miete aus.
50/30/20-Regel: 50/30/20-Regel: 50% fur Bedurfnisse (Miete, Nebenkosten, Essen), 30% fur Wunsche, 20% zum Sparen.
Ein-Drittel-Regel: Vermieter verlangen typischerweise ein Einkommen von 2,5-3x der Monatsmiete.
Verwandte Rechner
Cite this calculator
Canonical URL: https://mathify.one/de/finance/rent-affordability
Cite as: Mathify. (n.d.). Miet-Erschwinglichkeitsrechner. https://mathify.one/de/finance/rent-affordability
Use Cases
Evaluating a lease offer
Before signing a lease, input the desired rent to see if it fits your budget. This helps you avoid committing to a rent that may strain your finances.
Example: You're considering a $1,500/month apartment. Enter your income and expenses to see if it's affordable or if you need to negotiate or look elsewhere.
Frequently Asked Questions
- How does the Rent Affordability Calculator work?
- It uses your annual income, monthly debt payments, and other monthly expenses to estimate a comfortable rent range. Typically, it suggests spending no more than 30% of your gross monthly income on rent, but it also considers your debts and expenses to give a more personalized figure.
- What is the 30% rule for rent?
- The 30% rule suggests that you should spend no more than 30% of your gross monthly income on rent. This calculator applies that guideline, but it also adjusts for your monthly debt payments and other expenses to help you avoid overextending your budget.
- Should I include utilities in my monthly expenses?
- Yes, it's wise to include all recurring monthly costs like utilities, groceries, transportation, and insurance in the 'Other monthly expenses' field. This gives a more accurate picture of your disposable income and helps the calculator recommend a rent that fits your overall budget.
Tips & Common Mistakes
Tips
- Use your take-home pay (after taxes) for a more conservative estimate, though the calculator uses annual income as provided.
- Include all monthly debt payments, such as credit cards, student loans, and car loans, to get an accurate picture of your obligations.
- Be realistic about 'other monthly expenses' – include groceries, utilities, transportation, and entertainment to avoid underestimating your costs.
- Consider saving for emergencies and future goals; if the calculator suggests a rent that leaves little room for savings, you may want to aim lower.
Common Mistakes to Avoid
- Forgetting to include all monthly debt payments, which can lead to overestimating how much rent you can afford.
- Underestimating other monthly expenses by only listing fixed bills and ignoring variable costs like food and entertainment.
- Using gross income instead of net income, which can make rent appear more affordable than it actually is.
Last updated: August 13, 2026