Đầu tư
Tức thì, riêng tư và miễn phí
Máy tính SWP.
Bền vững rút tiền định kỳ và quỹ cuối cùng
Tính toán trên thiết bịKhông cần đăng ký
01
Nhập giá trị
Kết quả cập nhật khi bạn nhập.
02 / KẾT QUẢ
How to Use the SWP Calculator
A Systematic Withdrawal Plan lets you withdraw a fixed amount regularly from investments while the balance keeps growing.
- Enter your total investment.
- Enter the monthly withdrawal amount.
- Enter the expected return and duration.
- See how long your corpus lasts and the final balance.
SWP Logic
Monthly Balance
Balance = (Balance − Withdrawal) × (1 + r/12)
Each month a withdrawal is taken, then the remainder grows.
Example:
Input: ₹10L, ₹10k/mo, 9%
Calculation: iterated monthly
Result: lasts ~13+ years
Real-World Use Cases
Retirement Income
Draw a steady monthly income from a corpus.
Tax Efficiency
SWP can be more tax-efficient than dividends.
Tips
Tips
- If withdrawals exceed returns, the corpus shrinks over time.
- Keep the withdrawal rate sustainable (often ~4–6%/year).
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