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XIRR Calculator.

Annualized return for irregular cash flows

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01

Set your values

Results update as you type.

XIRR: 6.58%

XIRR

6.58%

How to Use the XIRR Calculator

XIRR finds the annualized return of investments made on irregular dates, like SIPs or staggered purchases.

  1. Enter each cash flow with its date (investments negative, redemptions positive).
  2. Add all transactions.
  3. See the annualized XIRR percentage.

XIRR Concept

XIRR

Σ CFᵢ / (1 + XIRR)^(dᵢ/365) = 0

The rate that makes the present value of all dated cash flows zero, solved iteratively.

Example:

Input: invest -10,000; redeem +12,000 a year later

Calculation: solve for rate

Result: ≈ 20% XIRR

Real-World Use Cases

SIP Returns

Measure true return across monthly investments.

Mixed Cash Flows

Handle additions and withdrawals on any dates.

Tips

Tips

  • Use XIRR (not CAGR) when cash flows are irregular.
  • Keep dates accurate — XIRR is date-sensitive.