Comparison Guide
SIP vs. Fixed Deposit (FD): Returns, Risk & Inflation Impact
Discover the differences between Systematic Investment Plans (SIP) and Fixed Deposits (FD) for wealth creation.
SIP (Systematic Investment Plan)
Automated mutual fund investing over time. Higher potential long-term returns (12-15%) with market risk.
Open SIP (Systematic Investment Plan)Fixed Deposit (FD)
Guaranteed interest rate returns with principal protection. Lower returns (6-7.5%) with zero market risk.
Open Fixed Deposit (FD)The Verdict
SIPs are ideal for long-term wealth creation (5+ years) to beat inflation, while FDs are suited for short-term capital preservation or emergency funds.