Investments
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XIRR Calculator.
Annualized return for irregular cash flows
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How to Use the XIRR Calculator
XIRR finds the annualized return of investments made on irregular dates, like SIPs or staggered purchases.
- Enter each cash flow with its date (investments negative, redemptions positive).
- Add all transactions.
- See the annualized XIRR percentage.
XIRR Concept
XIRR
ÎŖ CFáĩĸ / (1 + XIRR)^(dáĩĸ/365) = 0
The rate that makes the present value of all dated cash flows zero, solved iteratively.
Example:
Input: invest -10,000; redeem +12,000 a year later
Calculation: solve for rate
Result: â 20% XIRR
Real-World Use Cases
SIP Returns
Measure true return across monthly investments.
Mixed Cash Flows
Handle additions and withdrawals on any dates.
Tips
Tips
- Use XIRR (not CAGR) when cash flows are irregular.
- Keep dates accurate â XIRR is date-sensitive.
Related Calculators
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